3. Board Ships for More Rewards

Instead of sinking enemy ships, consider boarding them for Skull and Bones Items additional rewards. Boarding allows you to collect repair kits and silver, though it requires careful maneuvering. Stay parallel to the damaged ship and use L2/Left Trigger and Triangle/Y to board. Ensure you’re not bracing, as this can prevent boarding.
4. Upgrade the Crowbar to Farm Shipwrecks

Shipwrecks scattered across the world contain valuable materials and silver. To access these wrecks, you'll need the crowbar, which you get during the tutorial. Prioritize upgrading it to improve your ability to farm these wrecks efficiently. Some wrecks require higher-level tools, so keep returning to Pirate Dens to upgrade.
5. Auto Harvest

Harvesting materials involves a mini-game where you press R2/Right Trigger within specific boundaries. If you prefer a less hands-on approach, enable Auto Harvest in the Options menu. This setting speeds up the process, although it’s slower compared to manual harvesting and eliminates the need for precise timing.
6. Sell Commodities in Demand

Monitor settlements and traders for items that are "in demand." These commodities will fetch a higher price, allowing you to cheap Skull and Bones Items maximize your silver earnings. Conversely, items with a red downward arrow are less valuable, so avoid selling these unless necessary.